John Hsu
Chief Risk Officer/Head of Treasury Strategies

John is the Chief Risk Officer at Angel Oak Capital and oversees all risk management functions for the firm. He chairs Angel Oak’s Risk Management and Valuation Committee. John also runs Treasury Strategies at Angel Oak Capital and is responsible for originating and managing all financing arrangements for new products, as well as for the firm’s investment advisory accounts. 

John has 30 years of experience in financial services spanning operations, commercial banking, structured credit investment banking and asset management. Eleven of John’s 30 years have been at Angel Oak. Most recently John was Head of Capital Markets where he led Angel Oak’s entry into the Non-QM asset class by laying the structural foundation for Angel Oak’s private credit strategies and founded the Angel Oak Mortgage Trust securitization shelf.  Prior to that, John ran operations, compliance and risk as COO. In that role John created the legal, operational, and compliance aspects of the Angel Oak Multi-Strategy Income Fund.

Before joining Angel Oak, John was a Senior Vice President in Ocwen Financial Corporation’s Alternative Investment Group, where he developed partnerships that invested in NPLs and created investments in MSRs and Servicer Advances. He was also at SunTrust, MBIA and J.P. Morgan, where he focused on the creation and marketing of structured credit products, mainly focusing on Collateral Loan Obligations.

John holds B.S. and B.A. degrees in Industrial Engineering and Economics from Rutgers University and an M.B.A. from Cornell University’s Johnson Graduate School of Management.